About Us

Foresight Financial - About UsForesight Financial Planning was started in 2012 by us (Michael and Amanda Lay) as we wanted to establish our own identity and brand by providing quality insurance and investment planning advice to our clients. 

Our business has grown rapidly which we think is down to our personal approach to doing business along with a strong focus on service. 

We are a small company (there is just the two of us) with an aim to provide the best possible customer experience. If you want to see what we do or who we are, come and have a coffee and a chat. We will promise you a relaxed atmosphere, some laughs and honest and upfront advice. If you prefer, Mike can come and visit you and drink your coffee!

What sets us apart is that we won't tell you what to do but we will give you ideas that will allow you to make informed decisions that suit you (and your budget).

We work with all the major insurance and investment providers in New Zealand and do not have any financial obligations to use any particular provider. This means that you can be sure of the very best advice that suits your own specific situation.

Michael Lay

As an Authorised Financial Adviser, Michael is able to provide both insurance and investment planning advice and has more than thirty years of experience working within the financial planning industry (19 years in the UK and the last 11 years in New Zealand).  

Whether you need help and advice on organising some basic life insurance or something a little more complex (such as advice on trauma cover, permanent disability, income/mortgage protection or medical insurance) he can help. If you are self-employed or run your own business, Mike can also ensure you have the right protection in place.

Mike is also very passionate about KiwiSaver and general investment/retirement planning so why not make contact and see what he can do for you to ensure you have a comfortable lifestyle.

When not busy running the business, Michael loves being out and about. He is a keen photographer, rugby fan (Taranaki and All Blacks of course) and during the summer months, being out and about on his beloved Harley Davidson. 

Please click here to download his Disclosure Statement

Contact Michael Now

Amanda Lay

Amanda is the most important part of the business as she helps keep Michael in order and is the support person for him. In addition, Amanda is the first point of contact for many clients.

Amanda has worked in the insurance industry for 28 years (both insurance companies and advisers) and has a great deal of experience. Not only does she keep the office running smoothly she is also responsible for keeping Mike on track (not an easy feat) and looks after all of the client servicing and administration tasks. In Michael's own words she "is the best claims administrator in the whole world" so feel free to contact her with any issues or concerns.

In her spare time, Amanda enjoys dancing, family time and enjoying the odd glass of wine!

Contact Amanda Now

Chief Client Greeter and Dog

Chief Client Greeter and DogGuinness

By far the most popular team member, Guinness is responsible for welcoming all clients and guests to the Foresight Financial offices. From the moment a client steps out of their vehicle, Guinness' friendly bark and wagging tail helps to make them feel at home.

To contact Guinness, please visit the Foresight Financial Planning offices. 


Happy clients

At Foresight Financial Planning, we aim to provide the best service to our clients. We tailor our financial, insurance, investment and KiwiSaver advice to help our clients achieve their personal goals and dreams. Here’s what our clients have to say about working with us...

Testimonials sourced from Linked In:

"I know that when I call Michael that I will get great advice and that everything is taken care of. He listens to what I need and finds the best solution depending on the situation. I know I can rely on him to look after my best interests, and advise me when things need reviewing. Lovely person as well - what more could you want?!" 

- Mandy McGregor, Owner of Smokeylemon

"Michael has provided Bronwyn and I with insurance and investment solutions since 2009. He is very passionate about his profession and always provides the best fit for our family as we grow. I would recommend Michael Lay to anyone.
- Jason Ellis

"I have had Michael review our insurances and financial situation. He provided us with an excellent review of our situation and went to the trouble of contacting our accountant and ACC to clarify some points. Very professional and easy to understand. I would highly recommend Michael without hesitation." 
- Kevin Hight

"Michael is very easy to deal with and has ensured that our life and accident cover is suitable for our purpose. He picked up a number of challenges with our old cover and sorted out all the necessary paperwork without me having to think about it.  I am certain we are in the very best hands." 

- Neville Gander

"Michael has provided services for me in the past year and I would recommend him to any prospective client looking for Insurance and Investment broker assistance and advice. He is clear with his information, easy to communicate with, provides a prompt and thorough service with detailed options, and looks to provide the best outcome for his clients." 
- Kevin Jones, Owner of Speedy Signs

"We have dealt with Michael for our insurance needs and general insurance advice, and would totally recommend him.  He is very personable, honest, and means what he says when it comes to finding the best deal. If you are looking for any insurance advice whatsoever you need to talk to Mike so that you can make informed decisions." 
- Craig Oliver 

"Michael is fantastic to work with and has my complete trust, so I find it very easy to take his recommendations when he advises on our insurances. Michael is also an independent advisor and is not aligned with specific providers. This means his recommendation is always the best one for the clients situation." 
- Amanda Bollond