Having a happy and fun retirement is achievable whatever your financial situation – but only if you start planning for it. Taking time to create a simple retirement plan now, will make for a happier retirement.
When thinking about your retirement, the question you need to ask yourself is will you be able to afford to do all the things you want?
If you think you’ll be okay because you have a KiwiSaver account, then think again. While your KiwiSaver account will go some way towards funding your retirement, the chances are it will not be enough. In addition, as the Government faces increasing pressures from our aging population, there is a chance that New Zealand’s Superannuation Scheme may be cut in the future or not available at all.
Creating a retirement plan may seem like hard work, yet it doesn’t have to be. At Foresight Financial Planning, we have the latest retirement software which we can use to help you create a personalised retirement plan. It's totally free and without obligation but we can help you get to where you want to be.